- Annual fee
- $120 $0
- Base Rewards Rate
- 1x
- Our valuation
- $589
- Welcome Bonus
- 70,000 points
BMO Rewards
Milesopedia estimatePlus the advantages you get from year one: rebated annual fee and annual credits. Rewards on your spending are not counted here — set your profile in the calculator below to add them.
+ First Year Annual Fee Rebate*
(Up to)
Pros
- First Year Annual Fee Rebate
- Welcome bonus of up to 70,000 points
- 5x on groceries
- 5x at restaurants
Cons
- Requires good credit
- Restaurants
- 5x
- Gas & EV
- 5x
- Groceries
- 5x
- Transit
- 5x
- Annual Fee
- $120/yr
- First-Year Annual Fee Rebate
- ✓
- Issuer
- BMO
- Loyalty Program
- BMO Rewards
- Min. annual income
- $60,000+







