
Pros & Cons
Pros
- +Welcome Bonus: 70,000 points
- +Airport lounge access
- +Purchase protection included
Cons
- –High annual fee ($399/yr)
- –Foreign Transaction Fee (2.5%)
Our Review
For a limited time, the RBC Avion Visa Infinite Privilege Card offers a welcome bonus of up to 70,000 Avion points, a travel value of up to $1,500.
- 35,000 points upon approval of your application
- 20,000 points when you spend $5,000 on your account within the first six months
- 15,000 points on your first account anniversary
You can book flights on any airline, with no blackout periods or seat restrictions, or redeem your points for vacation packages, hotel stays, cruises and tours. The card also gives you access to airport lounges around the world, priority security lines and dedicated parking at select Canadian airports.
You earn 1.25 Avion points per dollar on all your purchases, and the card includes extensive insurance coverage: emergency medical care, trip cancellation and interruption, and mobile device up to $1,500.
The annual fee is $399.
Rewards
All Spending
1.25x
RBC Avion Rewards - Elite pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
37,500
RBC Avion Rewards - Elite/yr
Estimated Value
$563
After Fees
+$164
1st Year Value
$1,664
incl. welcome bonus
Annual rewards breakdown
- Earn 100,000 RBC Avion Rewards - Elite after $5,000 in purchases in 6 months
Travel Insurance
Travel Medical
Included
Trip Cancellation
Up to $2,500
Trip Interruption
Up to $5,000
Delayed Baggage
Up to $500
Lost Baggage
Up to $2,500
Flight Delay
Up to $500
Hotel Burglary
Up to $3,000
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+2 year(s)
Mobile Device
Up to $1,500
Auto Rental
Up to $85,000 / 48 days
Interest Rates
- Purchase Rate20.99%
- Cash Advance22.99%
- Cash advance rate (Quebec)21.99%
- Balance transfer rate22.99%
- Balance transfer rate (Quebec)21.99%
- Foreign Transaction Fee2.5%
Perks & Benefits
Airport lounge access
Concierge Service
24/7
Eligibility
Personal Income
$200,000
Household Income
$200,000
Terms & Conditions
Card Features
Get up to 70,000 Avion points1 – a travel value of up to $1,500†!
Apply by August 12, 2026.
Points and Rewards
- Earn 1.25 Avion points for every $1 you spend
- Choose the airline, flight and departure that suit you3
- You can also redeem your points for vacation packages, hotels, cruises and tours5
Legal
Refer to RBC page for up to date offer terms and conditions
† Based on the Air Travel Reward redemptions from the Air Travel Redemption Schedule starting at 35,000 Avion points for one round-trip long-haul flight to almost anywhere in Canada or the United States with a maximum ticket price of $750, you will need a minimum of 70,000 Avion Points for two round-trips long-haul flights to almost anywhere in Canada or the United States, exclusive of Hawaii and Alaska. All applicable taxes, service fees and surcharges are the responsibility of the traveler. For more details, including information on redeeming for first class and business class seats, visit: www.avionrewards.com/travel/index.html. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512).
1 This offer only applies to new applications for an RBC Avion Visa Infinite Privilege credit card received between « July 16, 2026 » and « August 12, 2026 » (« Offer Period ») and approved by Royal Bank of Canada (« Royal Bank ») subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC Avion Visa Infinite Privilege credit card account, as well as existing cardholders on any RBC Royal Bank personal credit card account transferring to an RBC Avion Visa Infinite Privilege credit card account during the offer period, are not eligible for the offer.
35,000 welcome Avion points (« Welcome Points ») will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your RBC Avion Visa Infinite Privilege credit card account (« Credit Card Account ») remains open and in good standing at the time the Welcome points are credited to your account, « good standing » meaning that your Credit Card Account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status.
You will receive 20,000 bonus Avion points (« Bonus Points ») if a total of $5,000 or more (« Qualifying Transaction Amount ») in qualifying net purchases and/or pre-authorized bill payment transactions (« Qualifying Transactions ») are posted to your Credit Card Account within the first six (6) months from your Credit Card Account opening date (« Period »). The Bonus Points will appear on your monthly credit card statement within sixty (60) days after you reach $5,000 in Qualifying Transactions, provided your Credit Card Account remains open and in good standing at the time the Bonus Points are credited to your account.
Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period.
15,000 additional Avion points (« Anniversary Points ») will appear on your monthly credit card statement within twelve (12) to sixteen (16) weeks after the one-year anniversary of your account opening, provided that your Credit Card Account remains open and in good standing at the time the Anniversary Points are credited to your account.
If you close or change your Credit Card Account for another type of RBC Royal Bank credit card before the Welcome Points, the Bonus Points and/or the Anniversary Points have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. JMV may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 RBC. All trademarks are property of their respective owners.









