Pros & Cons
Pros
- Purchase protection included
Cons
- Foreign Transaction Fee (2.5%)
Our Review
The Desjardins Business Advantage Visa Card is aimed at businesses with high purchase volumes that want tighter control over their spending while earning a rebate on their annual volume.
What the card gives you:
- Up to 1% of your purchases in cash back, on annual purchases between $12,000 and $750,000, for a maximum rebate of $7,380 per 12-month period
- A $25 annual fee per card, and no fee for additional cards for Desjardins members
- Additional cards for your employees and consolidated payments through a master account
- A 21-day grace period to pay your balance without finance charges, except on cash advances
- Desjardins Business account management
The purchase interest rate is the prime rate + 8.5%. The prime rate is variable and the annual rate is set by the Fédération des caisses Desjardins du Québec based on your company’s situation, following a review of the file. A 2.5% conversion fee applies to foreign currency transactions. This card does not offer a welcome bonus.
Rewards
All Spending
1x
pts per dollar
Travel Insurance
Delayed Baggage
Included
Lost Baggage
Included
Flight Delay
Included
Travel Accident
Up to $100,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Mobile Device
Up to $1,000
Auto Rental
Up to $85,000 / 48 days
Fees and interest rates
- Annual Fee$25
- Foreign currency conversion fee2.5%
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. JMV may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Desjardins. All trademarks are property of their respective owners.
