Monthly Fee
$29/mo
Fee Waiver: $6,000 · $0 with a balance of $6,000 or more
Promo Rate
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Regular Rate
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1st Year Value
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Pros & Cons
Pros
- +Fee waived with $6,000 minimum balance
- +Unlimited transactions
- +E-statements available
Cons
- –Monthly fee of $28.95
Current Promotion
With the NBC The Total Chequing Account, you get:
- Unlimited access to electronic transactions and in-branch
- Access to THE EXCHANGE network ATMs without additional fees
- 100 personalized cheques per year
- Foreign currency drafts
- Canadian dollar drafts included
- Advantageous online brokerage rates
- Digital cheque deposit
- Unlimited free Interac transfers
- Cashback of up to $150.00 on the annual fees for a National Bank Mastercard credit card, at enrolment
The monthly fees for the NBC The Total Chequing Account vary depending on your age:
| Age | Monthly Fees |
| 0 to 17 years old | $18 |
| 18 to 24 years old | $13 |
| 25 to 59 years old | $28.95 |
| 60+ years old | $23.95 |
Our tip: if you maintain a balance of $6,000 or more in your NBC The Total Chequing Account, you will not pay any monthly fees!
Account Features
- E-StatementIncluded
- Unlimited TransactionsIncluded
Related Accounts
Conditions apply. All information is believed accurate but not guaranteed. Account details, rates, and offers are subject to change at any time. Always verify the latest terms on the institution's website. JMV may receive compensation through affiliate links. This does not affect our editorial choices or rankings. © 2026 National Bank of Canada. All trademarks are property of their respective owners.