CIBC Smart™ for Students
CIBC · Chequing
The CIBC Smart™ for Students has no monthly fee, making it risk-free to hold.
No fee
- Monthly fee
- $0
- Regular rate
- —
- Promo rate
- —
- Transactions
- —
Pros
- No monthly fee
Cons
- Capped transactions
Ranking · Updated September 2026
Best Chequing Accounts for Students in Canada
Compare chequing accounts for Canadian students. No monthly fees, free e-Transfers, and welcome bonuses for college and university students.
BMO Performance Student Chequing Account
BMO · Chequing
The BMO Performance Student Chequing Account has no monthly fee, making it risk-free to hold. It offers unlimited transactions. Current offer: Up to $800 welcome bonus*.
No feeUnlimited transactionsSpecial offer
- Monthly fee
- $0
- Regular rate
- —
- Promo rate
- —
- Transactions
- Unlimited
Pros
- No monthly fee
- Unlimited transactions
- Free e-statements
- Current welcome offer
Cons
- Few premium perks
Scotiabank Preferred Package for Students and Youth
Scotiabank · Chequing
The Scotiabank Preferred Package for Students and Youth has no monthly fee, making it risk-free to hold. It offers unlimited transactions. Current offer: Up to $200 welcome bonus.
No feeUnlimited transactionsSpecial offer
- Monthly fee
- $0
- Regular rate
- —
- Promo rate
- —
- Transactions
- Unlimited
Pros
- No monthly fee
- Unlimited transactions
- Free e-statements
- Current welcome offer
Cons
- Few premium perks
TD Student chequing account
TD · Chequing
The TD Student chequing account has no monthly fee, making it risk-free to hold. Current offer: Get up to $475 in total value when you open a TD Student Chequing Account, including $150 cash (by completing 2 of 4 eligible activities by January 2, 2027), up to $125 with an eligible TD credit card, and a 4% bonus interest rate for 90 days with an eligible TD Savings Account. Offer valid until November 2, 2026. Conditions apply..
No feeSpecial offer
- Monthly fee
- $0
- Regular rate
- —
- Promo rate
- —
- Transactions
- —
Pros
- No monthly fee
- Free e-statements
- Current welcome offer
Cons
- Capped transactions
- Out-of-network ATM fee ($2)
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